As a Mortgage Group Professional, I offer one-stop convenience and impartial advice. Different financial Institutions and Lenders offer a wide range of mortgage rates, terms, and conditions. By shopping wisely, I can find the mortgage that best suits your financial needs. As your Mortgage Group Professional I will help you understand how different rates, terms and conditions can affect the lifetime cost of your home, your monthly payments and financial flexibility. By presenting your requirements to a variety of Canada's major Lenders, your mortgage can be secured at lower than advertised rates, usually within hours and most often free of charge on approved credit.
Reasons to use a Mortgage Agent
Agents have access to multiple rates and lenders and because of this, mortgage agents have access to rates that may not always be advertised.
Many lenders’ rates and mortgages can only be accessed through a mortgage Agent. Agents can also vet lenders and negotiate on behalf of the borrower. Ignoring these lenders and choosing to get a mortgage with a bank can mean choosing harsher prepayment penalties for breaking your mortgage as well as a higher interest rate, which can cost buyers thousands and thousands of dollars over the life of their mortgage.
Save time with convenient one-stop-shopping
Mortgage Agents do the research and shopping for you so there's no need for you to waste time organizing appointments with competing mortgage lenders.
A mortgage agent is able to better tailor a mortgage product to your specific needs, whether that be working with a lender who is more flexible when it comes to self-employed income or one who has more flexible prepayment terms. Because mortgage agents have access to more lenders, they’re better able to find a lender and a mortgage based on your specific needs and financial situation in order to get you the lowest mortgage rates today.
No cost to you
Mortgage Agents are paid by lending institutions which in the vast majority of cases means there's no cost to you and no surprises.
Even after your successful mortgage transaction, Mortgage Agents are a great resource for advice, queries or future referral needs.
We serve clients across Niagara Falls, Niagara on the Lake, Fort Erie, Grimsby, Crystal Beach, Welland, St. Catharines, Port Colborne, Thorold, Burnaby and Wainfleet, ON.
Our services include: CHIP Reverse Mortgage | First & Second Mortgages | Mortgage Refinance | Mortgage Pre-Approval | Debt Consolidation | Purchase Mortgage | Private Mortgage | Self-Employed Mortgage